{"id":573,"date":"2017-11-29T16:11:44","date_gmt":"2017-11-29T15:11:44","guid":{"rendered":"http:\/\/pressetaux.fr\/douai\/?p=573"},"modified":"2017-11-29T16:12:20","modified_gmt":"2017-11-29T15:12:20","slug":"persistance-taux-bas-dossiers-primo-accedants","status":"publish","type":"post","link":"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/","title":{"rendered":"La persistance des taux bas a-t-elle boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants ?"},"content":{"rendered":"<p><b><a href=\"https:\/\/pressetaux.fr\/wp-content\/uploads\/2017\/08\/Primo-accession_1.gif\"><img loading=\"lazy\" class=\"alignright wp-image-5899\" src=\"https:\/\/pressetaux.fr\/wp-content\/uploads\/2017\/08\/Primo-accession_1.gif\" alt=\"\" width=\"300\" height=\"246\" \/><\/a>Les taux bas ont-ils impact\u00e9 positivement ou n\u00e9gativement les demandes de financement de la part des primo-acc\u00e9dants ? R\u00e9ponse : les deux, selon les courtiers en cr\u00e9dit n\u00e9goci\u00e9 du r\u00e9seau PresseTaux, qui mettent aussi en avant le r\u00f4le pr\u00e9pond\u00e9rant des pr\u00eats \u00e0 taux z\u00e9ro.<\/b><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cSur le terrain, les taux bas et le pr\u00eat \u00e0 taux z\u00e9ro (PTZ) ont boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants\u201d<\/span><\/i><span style=\"font-weight: 400;\">, observe <\/span><a href=\"https:\/\/pressetaux.fr\/chevreuse\/courtier-chevreuse\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">C\u00e9dric Humbert<\/span><\/a><span style=\"font-weight: 400;\">, courtier PresseTaux \u00e0 Chevreuse. Il compl\u00e8te : <\/span><i><span style=\"font-weight: 400;\">\u201cL&rsquo;effort pour passer de locataire \u00e0 propri\u00e9taire est devenu beaucoup plus raisonnable.\u201d<\/span><\/i> <i><span style=\"font-weight: 400;\">\u201cLes taux bas ont \u00e9t\u00e9 un facteur d&rsquo;attrait pour les clients. Les agents immobiliers en ont us\u00e9 pour vendre leurs biens\u201d<\/span><\/i><span style=\"font-weight: 400;\">, ajoute <\/span><a href=\"https:\/\/pressetaux.fr\/cambrai\/courtier-douai\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Christophe Lamand<\/span><\/a><span style=\"font-weight: 400;\">, courtier PresseTaux \u00e0 Douai.<\/span><\/p>\n<p><!--more--><\/p>\n<p><span style=\"font-weight: 400;\">Les courtiers PresseTaux \u00e0 Cambrai le constatent : <\/span><i><span style=\"font-weight: 400;\">\u201cL&rsquo;approche est la m\u00eame pour tous les clients que nous rencontrons, \u00e0 la diff\u00e9rence que les primo-acc\u00e9dants posent beaucoup plus de questions\u00a0!\u201d<\/span><\/i><span style=\"font-weight: 400;\">, reconna\u00eet <\/span><a href=\"https:\/\/pressetaux.fr\/cambrai\/courtier-cambrai-nord\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Johan Carr\u00e9<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><i><span style=\"font-weight: 400;\">\u201cNotre r\u00f4le de conseil est primordial\u201d<\/span><\/i><span style=\"font-weight: 400;\">, acquiesce <\/span><a href=\"https:\/\/pressetaux.fr\/cambrai\/courtier-en-credit-caudry\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Jean-Philippe Journet<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><i><span style=\"font-weight: 400;\">\u201cCela est particuli\u00e8rement vrai quand il s\u2019agit d\u2019expliquer le montage d\u2019un pr\u00eat ou le recours \u00e0 un PTZ. Et au-del\u00e0 des taux bas, c&rsquo;est surtout le PTZ qui a boost\u00e9 les dossiers\u201d<\/span><\/i><span style=\"font-weight: 400;\">, pr\u00e9cise <\/span><a href=\"https:\/\/pressetaux.fr\/cambrai\/courtier-cambrai\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Eric Bossaert<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En cette p\u00e9riode de persistance des taux bas, les retours des clients des courtiers PresseTaux montrent qu\u2019ils appr\u00e9cient la d\u00e9marche de l\u2019enseigne fond\u00e9e sur le conseil et l&rsquo;accompagnement. <\/span><i><span style=\"font-weight: 400;\">\u201cC&rsquo;est encore plus vrai pour cette frange de la client\u00e8le, les primo-acc\u00e9dants, car ils d\u00e9couvrent pour la premi\u00e8re fois l&rsquo;achat immobilier. Je suis souvent le premier \u00e0 expliquer telle ou telle partie du processus. Cela cr\u00e9e de la confiance et renforce la relation que nous avons avec eux\u201d<\/span><\/i><span style=\"font-weight: 400;\">, analyse <\/span><a href=\"https:\/\/pressetaux.fr\/antony\/courtier-antony\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Herv\u00e9 Grain<\/span><\/a><span style=\"font-weight: 400;\">, courtier PresseTaux \u00e0 Antony.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Du c\u00f4t\u00e9 de Poissy, <\/span><i><span style=\"font-weight: 400;\">\u201cles taux bas motivent les primo-acc\u00e9dants\u201d<\/span><\/i><span style=\"font-weight: 400;\">, constate \u00e9galement <\/span><a href=\"https:\/\/pressetaux.fr\/poissy\/courtier-poissy\/\"><span style=\"font-weight: 400;\">Isabelle Venzal<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><i><span style=\"font-weight: 400;\">\u201cCertaines banques vont appliquer une d\u00e9cote de taux pour des personnes de moins de 36 ans en pleine \u00e9volution professionnelle.\u201d<\/span><\/i> <i><span style=\"font-weight: 400;\">\u201cLes taux bas ont boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants car ils souhaitent acqu\u00e9rir leur r\u00e9sidence principale \u00e0 moindre co\u00fbt en profitant d\u2019un contexte bancaire favorable. Mais cela a \u00e9galement engendr\u00e9 de la pr\u00e9cipitation, et donc des achats sup\u00e9rieurs au budget possible\u201d<\/span><\/i><span style=\"font-weight: 400;\">, relativise n\u00e9anmoins <\/span><a href=\"https:\/\/pressetaux.fr\/nancy\/courtier-nancy\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Marion Nicolas<\/span><\/a><span style=\"font-weight: 400;\">, courtier PresseTaux \u00e0 Nancy.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cEffectivement, les taux bas ont incit\u00e9 les primo-acc\u00e9dants \u00e0 se positionner sur un march\u00e9 enfin favorable \u00e0 leur \u00e9gard, aussi bien sur les conditions de financement que sur le prix de l&rsquo;achat immobilier\u201d<\/span><\/i><span style=\"font-weight: 400;\">, rench\u00e9rit <\/span><a href=\"https:\/\/pressetaux.fr\/reims\/courtier-en-credit-a-reims\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Geoffrey Mazouzi<\/span><\/a><span style=\"font-weight: 400;\">, courtier PresseTaux \u00e0 Reims. <\/span><i><span style=\"font-weight: 400;\">\u201cLe c\u00f4t\u00e9 moins positif, c&rsquo;est qu\u2019il arrive que des personnes pensant pouvoir pr\u00e9tendre \u00e0 des pr\u00eats viennent nous solliciter, alors que leurs situations ne le leur permettent pas\u201d<\/span><\/i><span style=\"font-weight: 400;\">, nuance Christophe Lamand. <\/span><i><span style=\"font-weight: 400;\">\u201cNous recevons donc davantage de demandes. Mais parmi elles, nous sommes contraints d\u2019en refuser beaucoup parce qu\u2019elles sont impossibles \u00e0 traiter, car le refus de financement des banques serait syst\u00e9matique.\u201d<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les taux bas ont-ils impact\u00e9 positivement ou n\u00e9gativement les demandes de financement de la part des primo-acc\u00e9dants ? R\u00e9ponse : les deux, selon les courtiers en cr\u00e9dit n\u00e9goci\u00e9 du r\u00e9seau PresseTaux, qui mettent aussi en avant le r\u00f4le pr\u00e9pond\u00e9rant des pr\u00eats \u00e0 taux z\u00e9ro. \u201cSur le terrain, les taux bas et le pr\u00eat \u00e0 taux z\u00e9ro (PTZ) ont boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants\u201d, observe C\u00e9dric Humbert, courtier PresseTaux \u00e0 Chevreuse. Il compl\u00e8te : \u201cL&rsquo;effort pour passer de locataire \u00e0 propri\u00e9taire est devenu beaucoup plus raisonnable.\u201d \u201cLes taux bas ont \u00e9t\u00e9 un facteur d&rsquo;attrait pour les clients. Les agents immobiliers en ont us\u00e9 pour vendre leurs biens\u201d, ajoute Christophe Lamand, courtier PresseTaux \u00e0 Douai.<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":""},"categories":[5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La persistance des taux bas a-t-elle boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants ? - PresseTaux Douai<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La persistance des taux bas a-t-elle boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants ? - PresseTaux Douai\" \/>\n<meta property=\"og:description\" content=\"Les taux bas ont-ils impact\u00e9 positivement ou n\u00e9gativement les demandes de financement de la part des primo-acc\u00e9dants ? R\u00e9ponse : les deux, selon les courtiers en cr\u00e9dit n\u00e9goci\u00e9 du r\u00e9seau PresseTaux, qui mettent aussi en avant le r\u00f4le pr\u00e9pond\u00e9rant des pr\u00eats \u00e0 taux z\u00e9ro. \u201cSur le terrain, les taux bas et le pr\u00eat \u00e0 taux z\u00e9ro (PTZ) ont boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants\u201d, observe C\u00e9dric Humbert, courtier PresseTaux \u00e0 Chevreuse. Il compl\u00e8te : \u201cL&rsquo;effort pour passer de locataire \u00e0 propri\u00e9taire est devenu beaucoup plus raisonnable.\u201d \u201cLes taux bas ont \u00e9t\u00e9 un facteur d&rsquo;attrait pour les clients. Les agents immobiliers en ont us\u00e9 pour vendre leurs biens\u201d, ajoute Christophe Lamand, courtier PresseTaux \u00e0 Douai.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/\" \/>\n<meta property=\"og:site_name\" content=\"PresseTaux Douai\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pressetauxdouai?locale=fr_FR\" \/>\n<meta property=\"article:published_time\" content=\"2017-11-29T15:11:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-11-29T15:12:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pressetaux.fr\/wp-content\/uploads\/2017\/08\/Primo-accession_1.gif\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ma\u00ebl PresseTaux\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/pressetaux.fr\/douai\/#organization\",\"name\":\"PresseTaux Douai\",\"url\":\"https:\/\/pressetaux.fr\/douai\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/pressetauxdouai?locale=fr_FR\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/pressetaux.fr\/douai\/#logo\",\"inLanguage\":\"fr-FR\",\"url\":\"https:\/\/pressetaux.fr\/douai\/wp-content\/uploads\/sites\/26\/2020\/11\/LogoPressetaux.png\",\"contentUrl\":\"https:\/\/pressetaux.fr\/douai\/wp-content\/uploads\/sites\/26\/2020\/11\/LogoPressetaux.png\",\"width\":488,\"height\":278,\"caption\":\"PresseTaux Douai\"},\"image\":{\"@id\":\"https:\/\/pressetaux.fr\/douai\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/pressetaux.fr\/douai\/#website\",\"url\":\"https:\/\/pressetaux.fr\/douai\/\",\"name\":\"PresseTaux Douai\",\"description\":\"COURTIER EN CREDIT\",\"publisher\":{\"@id\":\"https:\/\/pressetaux.fr\/douai\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/pressetaux.fr\/douai\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/#primaryimage\",\"inLanguage\":\"fr-FR\",\"url\":\"https:\/\/pressetaux.fr\/wp-content\/uploads\/2017\/08\/Primo-accession_1.gif\",\"contentUrl\":\"https:\/\/pressetaux.fr\/wp-content\/uploads\/2017\/08\/Primo-accession_1.gif\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/#webpage\",\"url\":\"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/\",\"name\":\"La persistance des taux bas a-t-elle boost\\u00e9 le nombre de dossiers de primo-acc\\u00e9dants ? 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- PresseTaux Douai","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/","og_locale":"fr_FR","og_type":"article","og_title":"La persistance des taux bas a-t-elle boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants ? - PresseTaux Douai","og_description":"Les taux bas ont-ils impact\u00e9 positivement ou n\u00e9gativement les demandes de financement de la part des primo-acc\u00e9dants ? R\u00e9ponse : les deux, selon les courtiers en cr\u00e9dit n\u00e9goci\u00e9 du r\u00e9seau PresseTaux, qui mettent aussi en avant le r\u00f4le pr\u00e9pond\u00e9rant des pr\u00eats \u00e0 taux z\u00e9ro. \u201cSur le terrain, les taux bas et le pr\u00eat \u00e0 taux z\u00e9ro (PTZ) ont boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants\u201d, observe C\u00e9dric Humbert, courtier PresseTaux \u00e0 Chevreuse. Il compl\u00e8te : \u201cL&rsquo;effort pour passer de locataire \u00e0 propri\u00e9taire est devenu beaucoup plus raisonnable.\u201d \u201cLes taux bas ont \u00e9t\u00e9 un facteur d&rsquo;attrait pour les clients. Les agents immobiliers en ont us\u00e9 pour vendre leurs biens\u201d, ajoute Christophe Lamand, courtier PresseTaux \u00e0 Douai.","og_url":"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/","og_site_name":"PresseTaux Douai","article_publisher":"https:\/\/www.facebook.com\/pressetauxdouai?locale=fr_FR","article_published_time":"2017-11-29T15:11:44+00:00","article_modified_time":"2017-11-29T15:12:20+00:00","og_image":[{"url":"https:\/\/pressetaux.fr\/wp-content\/uploads\/2017\/08\/Primo-accession_1.gif"}],"twitter_card":"summary","twitter_misc":{"\u00c9crit par":"Ma\u00ebl PresseTaux","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/pressetaux.fr\/douai\/#organization","name":"PresseTaux Douai","url":"https:\/\/pressetaux.fr\/douai\/","sameAs":["https:\/\/www.facebook.com\/pressetauxdouai?locale=fr_FR"],"logo":{"@type":"ImageObject","@id":"https:\/\/pressetaux.fr\/douai\/#logo","inLanguage":"fr-FR","url":"https:\/\/pressetaux.fr\/douai\/wp-content\/uploads\/sites\/26\/2020\/11\/LogoPressetaux.png","contentUrl":"https:\/\/pressetaux.fr\/douai\/wp-content\/uploads\/sites\/26\/2020\/11\/LogoPressetaux.png","width":488,"height":278,"caption":"PresseTaux Douai"},"image":{"@id":"https:\/\/pressetaux.fr\/douai\/#logo"}},{"@type":"WebSite","@id":"https:\/\/pressetaux.fr\/douai\/#website","url":"https:\/\/pressetaux.fr\/douai\/","name":"PresseTaux Douai","description":"COURTIER EN CREDIT","publisher":{"@id":"https:\/\/pressetaux.fr\/douai\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pressetaux.fr\/douai\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"ImageObject","@id":"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/#primaryimage","inLanguage":"fr-FR","url":"https:\/\/pressetaux.fr\/wp-content\/uploads\/2017\/08\/Primo-accession_1.gif","contentUrl":"https:\/\/pressetaux.fr\/wp-content\/uploads\/2017\/08\/Primo-accession_1.gif"},{"@type":"WebPage","@id":"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/#webpage","url":"https:\/\/pressetaux.fr\/douai\/persistance-taux-bas-dossiers-primo-accedants\/","name":"La persistance des taux bas a-t-elle boost\u00e9 le nombre de dossiers de primo-acc\u00e9dants ? 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